| Shopping, meals and holidays are just some of the | | | | fee for six months. Halifax donates 0.25% of money |
| items we put on our credit cards. But credit card | | | | spent on the card to Cancer Research UK. |
| spending does not have to be selfish. Credit card | | | | Another cancer charity has raised £1,000,000 |
| holders can use their credit cards to support | | | | with its charity card. The Breakthrough Breast Cancer |
| worthwhile causes such as charities. | | | | Charity Card is sponsored by MBNA. The purchase |
| There are several ways of doing this. Credit card | | | | donation is the same as that offered by the Cancer |
| owners can donate to different charities using their | | | | Research credit card. However, MBNA also offers an |
| credit cards or they can choose a charity credit card | | | | additional donation for online applications. |
| to give their chosen charity a donation every time | | | | Other Ways Of Giving To Charity |
| they spend. | | | | Charity credit cards work well for those who spend |
| How Charity Cards Work | | | | regularly on their credit cards. A donation rate of |
| Most charity cards donate in two ways. The first is a | | | | 0.25% means that 25 pence of every £100 |
| lump sum donation given to a charity when someone | | | | spent goes to the charity. Some people may find |
| first takes out a charity card. Additional lump sums | | | | that donating the proceeds of a cash back credit |
| may be donated if people keep the card or continue | | | | card (which gives more than 0.5% of annual spending |
| to spend on the credit card. | | | | in a lump sum each year) may be another good way |
| The second method is to donate a percentage of | | | | to help a charity. |
| the money spent by the cardholder to the chosen | | | | Shopping Around |
| charity. This can range from 0.25% to 1% of the | | | | As with other credit cards it is worth looking around |
| amount spent, depending on the deal and the card | | | | for the best credit card deals for charity cards. Many |
| chosen. | | | | charity cards offer 0% balance transfer rates and |
| Giving To Cancer Charities | | | | purchase rates for fixed periods. Some offer low |
| Cancer is a major killer in industrialised nations and so | | | | standard interest rates as well. |
| it is hardly surprising that a number of charities have | | | | There are many websites that offer comparisons of |
| launched their own credit cards to help their charity | | | | credit cards and charity credit cards. The sites look at |
| efforts. Many of these are supported by large banks. | | | | balance transfer and purchase rates, introductory |
| Cancer Research UK is the UK's largest cancer | | | | offers, standard interest rates and other incentives |
| charity. The organisation's credit card is supported by | | | | for credit card buyers. Shopping around allows people |
| Halifax and works like other Halifax cards. There is no | | | | to get the best deal for themselves and still |
| annual fee and the card offers a low balance transfer | | | | contribute to a good cause. |