| Getting insurance can be difficult and expensive if | | | | premiums, no matter how long ago they had had |
| you have a medical condition. Being overweight or | | | | their treatment. |
| suffering from diabetes are just two of the most | | | | Even people with well-controlled diabetes or who are |
| common conditions which can send your insurance | | | | only moderately overweight can find they are |
| premiums sky high, or even prevent you from | | | | charged much higher premiums for life insurance, |
| getting insurance at all. | | | | critical illness insurance, mortgage protection and even |
| Cancer sufferers in particular can find it hard to get | | | | motor insurance. |
| insurance. A recent survey of over 1,000 people, | | | | The key to getting a good deal on insurance if you |
| many of whom had been free of cancer for years, | | | | are overweight, diabetic, have had cancer or suffer |
| found that more than a third had been offered | | | | from other medical conditions, is to go to a specialist |
| premiums well over the normal rate, while six per | | | | broker. This is likely to find you a much better deal |
| cent had been refused cover. The study also found | | | | than going to the standard insurers direct. Specialist |
| that cancer sufferers are routinely charged two or | | | | brokers are not only able to get quotes from many |
| even three times the normal premium for travel | | | | different insurers, they also have access to specialist |
| insurance. A cancer charity reports that hundreds of | | | | companies that may offer cover where the main |
| former cancer patients contact it each month to | | | | insurers cannot. |
| complain about travel insurers charging them higher | | | | |